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What Property Does My Homeowners Policy Cover? One of the more common reasons that Homeowners Insurance claims are denied by the insurance company is due exclusions or limitations in the policy. Understanding what kind of property your homeowners insurance does and...

Disability Insurance – Do I need it? Why is it important? What would happen if you became disabled and were unable to work? Would you be able to continue to pay for bills and living expenses? Disability Insurance can help answer these questions. According to the...

United States law requires that you must maintain auto insurance if you want to legally drive in any state. As a result, the largest line of insurance written in the U.S. was found to be Personal Auto Insurance according to a study completed by the NAIC. Just like...

What’s the Difference? When you consider your most valuable assets, your home is probably at the top. Did you know that insurance companies provide coverage for your home in more than one way? The two most common ways that homes are insured are on the basis of...

What Happens to a Life Policy with No Beneficiary? When you purchase a life insurance policy, one of the big questions is “who should receive the policy benefit?” The beneficiary could be a spouse, child, or business partner. But what happens when the person being...

Do Small Businesses Need Cyber Liability Insurance? A common misconception is that cyber criminals only target large businesses and corporations, but that’s not the case. Sure, the cyber attacks we see in the news feature large businesses like Target, Equifax, and...